Ron Howard is a cattle farmer near Salyersville in Magoffin County who farms approximately 35-acres which he owns.  Mr. Howard attended one of the KCARD financing sessions in Salyersville in late November in which KHIC participated.  It is there where he learn about the SOAR Farm Loan program.  With the $7,500 SOAR Farm Loan, Mr. Howard will purchase a round baler for his hay and upgrade his tractor by installing remote hydraulics.  He feels this will make his operation more efficient and be much easier to manage feeding.